2 banks and credit unions have branches in Sterling. The Bank Fee Index holds published fees for 1 of them.
The count includes institutions based elsewhere that have a branch here.
Medians for reference: Kansas $6 · U.S. $7
Local median not shown; five institutions required.
Pick a fee to compare Sterling with Kansas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Median published overdraft fee
Sterling
0 institutions with a branch here
None published
Kansas
63 institutions headquartered in Kansas
$27.50
U.S.
2,605 institutions in the index
$30
2 institutions, 0 with a published overdraft fee.
Bank · based in Sterling, KS · 1 branch here
Bank · based in Plains, KS · 1 branch here
Largest banks by local bank deposits
Share of the $124 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Rice County
Deposits and branches cover the City of Sterling. Population and income cover Rice County, the county with most of Sterling's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Rice County.
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