8 banks and credit unions have branches in Madison. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Indiana
Madison counts institutions with a branch here, wherever headquartered. Indiana counts institutions headquartered in the state.
Madison
5 institutions with a branch here
$25
Indiana
74 institutions headquartered in Indiana
$30
U.S.
3,350 institutions in the index
$27.50
Chosen as the fee whose Madison median sits furthest from Indiana's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Madison with Indiana and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Two published overdraft fees: $25–$35.
Medians for reference: Indiana $30 · U.S. $30
Local median not shown; five institutions required.
8 institutions, 2 with a published overdraft fee.
Bank · based in Jasper, IN · 3 branches here
Bank · based in Cincinnati, OH · 2 branches here
Account not yet known
“Overdraft Fee-Paid Item (Maximum of 2 Items/Day) $25.00 Per Item6”
Credit union, membership rules apply · based in Madison, IN · 2 branches here
Bank · based in Milton, KY · 1 branch here
Bank · based in Friendship, IN · 1 branch here
Credit union, membership rules apply · based in Columbus, IN · 1 branch here
Account not yet known
“Overdraft - each overdraft paid | $35.00”
Credit union, membership rules apply · based in Columbus, IN · 1 branch here
Credit union, membership rules apply · based in Madison, IN · 1 branch here
Largest banks by local bank deposits
Share of the $535 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Jefferson County
Deposits and branches cover the City of Madison. Population and income cover Jefferson County, the county with most of Madison's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Jefferson County.
Work at a bank or credit union here?
Hamilton, the Fee Insight workspace, sets an institution's own fees beside every institution in this market, with the source for each figure.
Choosing an account?
Open any institution above to see all of its published fees and where each one came from.
Search institutions