19 banks and credit unions have branches in Lafayette. The Bank Fee Index holds published fees for 12 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Indiana
Lafayette counts institutions with a branch here, wherever headquartered. Indiana counts institutions headquartered in the state.
Lafayette
10 institutions with a branch here
$2.75
Indiana
47 institutions headquartered in Indiana
$2
U.S.
1,650 institutions in the index
$1.50
Chosen as the fee whose Lafayette median sits furthest from Indiana's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Lafayette with Indiana and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $37.
Median published overdraft fee
Lafayette
10 institutions with a branch here
$34.50
Indiana
62 institutions headquartered in Indiana
$30
U.S.
2,601 institutions in the index
$30
Lafayette covers every institution with a branch here, wherever it is headquartered. Indiana covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
19 institutions, 10 with a published overdraft fee.
Credit union, membership rules apply · based in West Lafayette, IN · 6 branches here
Bank · based in Muncie, IN · 5 branches here
Account not yet known
“$ 37.00 Overdraft 3”
Bank · based in Whiting, IN · 3 branches here
Account not yet known
“Overdraft Fee - Paid Item | $35.00 - Consumer”
Bank · based in Michigan City, IN · 3 branches here
Bank · based in Birmingham, AL · 3 branches here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Bank · based in South Bend, IN · 3 branches here
Account not yet known
“Overdraft Item Fee | $36 per item | When the current balance in your account is insufficient to cover an item, we may”
Credit union, membership rules apply · based in Lafayette, IN · 3 branches here
Account not yet known
Bank · based in Evansville, IN · 2 branches here
Bank · based in Converse, IN · 2 branches here
Bank · based in Covington, IN · 2 branches here
Largest banks by local bank deposits
Share of the $2.3 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Tippecanoe County
Deposits and branches cover the City of Lafayette. Population and income cover Tippecanoe County, the county with most of Lafayette's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Tippecanoe County.
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