10 banks and credit unions have branches in Fort Dodge. The Bank Fee Index holds published fees for 6 of them.
The count includes institutions based elsewhere that have a branch here.
Compared with Iowa
Where a fee has enough institutions for a local median, the Fort Dodge median is within 10% of the Iowa median on all 2 fees.
Fort Dodge counts institutions with a branch here, wherever headquartered. Iowa counts institutions headquartered in the state.
Pick a fee to compare Fort Dodge with Iowa and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $35.
Median published overdraft fee
Fort Dodge
6 institutions with a branch here
$28.50
Iowa
73 institutions headquartered in Iowa
$30
U.S.
2,605 institutions in the index
$30
Fort Dodge covers every institution with a branch here, wherever it is headquartered. Iowa covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
10 institutions, 6 with a published overdraft fee.
Bank · based in Billings, MT · 2 branches here
Account not yet known
“Standard overdraft fees of $10 apply each time an overdraft is paid (up to 3 per day for Orange Checking accounts and up to 4 per day for Basic Checking, Select Checking, and Premi”
Credit union, membership rules apply · based in Fort Dodge, IA · 2 branches here
Account not yet known
“Non-Sufficient Funds (NSF) Item Paid | $27.75”
Bank · based in Spencer, IA · 1 branch here
Account not yet known
“Overdraft (Debit or Check Paid) … $28.00* per item paid”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Carroll, IA · 1 branch here
Bank · based in Webster City, IA · 1 branch here
Bank · based in Ida Grove, IA · 1 branch here
Account not yet known
“There is no charge for Overdraft Defender unless you use it. If an overdraft occurs, the normal overdraft fee of $32 per item”
Credit union, membership rules apply · based in Fort Dodge, IA · 1 branch here
Credit union, membership rules apply · based in North Liberty, IA · 1 branch here
Account not yet known
“OD Privilege* (Overdrafts - Created by check, | $29.00/Item**”
Credit union, membership rules apply · based in Webster City, IA · 1 branch here
Largest banks by local bank deposits
Share of the $849 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Webster County
Deposits and branches cover the City of Fort Dodge. Population and income cover Webster County, the county with most of Fort Dodge's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Webster County.
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