6 banks and credit unions have branches in Creston. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Compared with Iowa
Where a fee has enough institutions for a local median, the Creston median is within 10% of the Iowa median on all 2 fees.
Creston counts institutions with a branch here, wherever headquartered. Iowa counts institutions headquartered in the state.
Pick a fee to compare Creston with Iowa and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $35.
Median published overdraft fee
Creston
5 institutions with a branch here
$29
Iowa
73 institutions headquartered in Iowa
$30
U.S.
2,605 institutions in the index
$30
Creston covers every institution with a branch here, wherever it is headquartered. Iowa covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
6 institutions, 5 with a published overdraft fee.
Bank · based in Spencer, IA · 2 branches here
Account not yet known
“Overdraft (Debit or Check Paid) … $28.00* per item paid”
Bank · based in Creston, IA · 2 branches here
Account not yet known
“Savings Account Overdraft or Non-Sufficient Funds (NSF) $35.00 Per Presentment* (No Daily Limit)”
Bank · based in Clarinda, IA · 1 branch here
Account not yet known
“Overdraft Paid Item Fee* | $29.00”
Bank · based in Billings, MT · 1 branch here
Account not yet known
“Standard overdraft fees of $10 apply each time an overdraft is paid (up to 3 per day for Orange Checking accounts and up to 4 per day for Basic Checking, Select Checking, and Premi”
Bank · based in Bedford, IA · 1 branch here
Credit union, membership rules apply · based in Ottumwa, IA · 1 branch here
Account not yet known
“Overdraft Fee (applies to items paid) | $30.00”
Largest banks by local bank deposits
Share of the $483 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Union County
Deposits and branches cover the City of Creston. Population and income cover Union County, the county with most of Creston's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Union County.
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