16 banks and credit unions have branches in Clive. The Bank Fee Index holds published fees for 10 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Iowa
Clive counts institutions with a branch here, wherever headquartered. Iowa counts institutions headquartered in the state.
Clive
9 institutions with a branch here
$2.50
Iowa
33 institutions headquartered in Iowa
$1
U.S.
1,650 institutions in the index
$1.50
Chosen as the fee whose Clive median sits furthest from Iowa's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Clive with Iowa and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Clive
6 institutions with a branch here
$33
Iowa
73 institutions headquartered in Iowa
$30
U.S.
2,601 institutions in the index
$30
Clive covers every institution with a branch here, wherever it is headquartered. Iowa covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
16 institutions, 6 with a published overdraft fee.
Bank · based in Sioux Falls, SD · 2 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Billings, MT · 2 branches here
Account not yet known
“Standard overdraft fees of $10 apply each time an overdraft is paid (up to 3 per day for Orange Checking accounts and up to 4 per day for Basic Checking, Select Checking, and Premi”
Bank · based in Chicago, IL · 2 branches here
Bank · based in Reinbeck, IA · 1 branch here
Bank · based in Des Moines, IA · 1 branch here
Bank · based in Luana, IA · 1 branch here
Bank · based in Clive, IA · 1 branch here
Bank · based in Emmetsburg, IA · 1 branch here
Bank · based in Ames, IA · 1 branch here
Bank · based in Reeds Spring, MO · 1 branch here
Account not yet known
“ATM overdraft fee | N/A | $34”
Largest banks by local bank deposits
Share of the $1.6 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Polk County
Deposits and branches cover the City of Clive. Population and income cover Polk County, the county with most of Clive's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Polk County.
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