29 banks and credit unions have branches in the Deltona-Daytona Beach-Ormond Beach metro area. The Bank Fee Index holds published fees for 24 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Florida
Deltona-Daytona Beach-Ormond Beach metro counts institutions with a branch here, wherever headquartered. Florida counts institutions headquartered in the state.
Deltona-Daytona Beach-Ormond Beach metro
11 institutions with a branch here
$5
Florida
73 institutions headquartered in Florida
$10
U.S.
2,744 institutions in the index
$10
Chosen as the fee whose Deltona-Daytona Beach-Ormond Beach metro median sits furthest from Florida's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Deltona-Daytona Beach-Ormond Beach metro with Florida and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $39.
Median published overdraft fee
Deltona-Daytona Beach-Ormond Beach metro
17 institutions with a branch here
$35
Florida
71 institutions headquartered in Florida
$30
U.S.
2,605 institutions in the index
$30
Deltona-Daytona Beach-Ormond Beach metro covers every institution with a branch here, wherever it is headquartered. Florida covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
29 institutions, 17 with a published overdraft fee.
Bank · based in Charlotte, NC · 18 branches here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Sioux Falls, SD · 16 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Charlotte, NC · 12 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Credit union, membership rules apply · based in Melbourne, FL · 12 branches here
Account not yet known
“Overdraft Privilege (Per item paid)* | $30”
Bank · based in Wilmington, DE · 11 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Columbus, OH · 10 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Credit union, membership rules apply · based in Jacksonville, FL · 8 branches here
Bank · based in Birmingham, AL · 7 branches here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Credit union, membership rules apply · based in Merritt Island, FL · 7 branches here
Bank · based in Wilmington, DE · 6 branches here
Account not yet known
“$35 fee per overdraft”
Largest banks by local bank deposits
Share of the $15.0 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Deltona-Daytona Beach-Ormond Beach metro's counties
Deposits and branches cover the Deltona-Daytona Beach-Ormond Beach metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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