7 banks and credit unions have branches in Lafayette. The Bank Fee Index holds published fees for 7 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Colorado
Lafayette counts institutions with a branch here, wherever headquartered. Colorado counts institutions headquartered in the state.
Lafayette
5 institutions with a branch here
$12
Colorado
28 institutions headquartered in Colorado
$7.99
U.S.
1,903 institutions in the index
$7
Chosen as the fee whose Lafayette median sits furthest from Colorado's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Lafayette with Colorado and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Lafayette
7 institutions with a branch here
$20
Colorado
52 institutions headquartered in Colorado
$30
U.S.
2,605 institutions in the index
$30
Lafayette covers every institution with a branch here, wherever it is headquartered. Colorado covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
7 institutions, 7 with a published overdraft fee.
Bank · based in Billings, MT · 2 branches here
Account not yet known
“Standard overdraft fees of $10 apply each time an overdraft is paid (up to 3 per day for Orange Checking accounts and up to 4 per day for Basic Checking, Select Checking, and Premi”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Credit union, membership rules apply · based in Cheyenne, WY · 1 branch here
Account not yet known
“Courtesy Pay (Check/ACH/Debit) 4 … $32.00”
Credit union, membership rules apply · based in Boulder, CO · 1 branch here
Account not yet known
“Courtesy Pay2 | $20.00*”
Largest banks by local bank deposits
Share of the $486 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Boulder County
Deposits and branches cover the City of Lafayette. Population and income cover Boulder County, the county with most of Lafayette's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Boulder County.
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