12 banks and credit unions have branches in Durango. The Bank Fee Index holds published fees for 10 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Colorado
Durango counts institutions with a branch here, wherever headquartered. Colorado counts institutions headquartered in the state.
Durango
6 institutions with a branch here
$12.48
Colorado
28 institutions headquartered in Colorado
$7.99
U.S.
1,904 institutions in the index
$6.99
Chosen as the fee whose Durango median sits furthest from Colorado's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Durango with Colorado and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $35.
Median published overdraft fee
Durango
10 institutions with a branch here
$31
Colorado
52 institutions headquartered in Colorado
$30
U.S.
2,605 institutions in the index
$30
Durango covers every institution with a branch here, wherever it is headquartered. Colorado covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
12 institutions, 10 with a published overdraft fee.
Bank · based in Dallas, TX · 4 branches here
Account not yet known
“NSF Fee Charge - Paid (per item) … $34.00”
Bank · based in Fort Collins, CO · 2 branches here
Account not yet known
“We will charge our normal NSF paid item fee/NSF returned item fee of $10 per item for overdraft items of $10 or less or $32 per item for overdraft items over $10 whether”
Bank · based in Glenwood Springs, CO · 2 branches here
Account not yet known
“Our standard NSF paid item fee is $15.00”
Bank · based in Kalispell, MT · 2 branches here
Account not yet known
“Overdraft Fee.......................................................................................................................................................................”
Bank · based in Salt Lake City, UT · 2 branches here
Account not yet known
“Overdraft Fee - Paid Items | $29.00”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Alamosa, CO · 1 branch here
Bank · based in Greenwood Village, CO · 1 branch here
Account not yet known
“Overdraft- Paid* | $35.00 | Per item paid”
Bank · based in Jefferson City, MO · 1 branch here
Account not yet known
“Overdrafts created by check, in-person withdrawal, ATM withdrawal, debit card, pre-authorized debits, or other electronic means)* $35.00”
Bank · based in Farmington, NM · 1 branch here
Largest banks by local bank deposits
Share of the $1.9 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: La Plata County
Deposits and branches cover the City of Durango. Population and income cover La Plata County, the county with most of Durango's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for La Plata County.
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