5 banks and credit unions have branches in Carbondale. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Compared with Colorado
Where a fee has enough institutions for a local median, the Carbondale median is within 10% of the Colorado median on all 2 fees.
Carbondale counts institutions with a branch here, wherever headquartered. Colorado counts institutions headquartered in the state.
Pick a fee to compare Carbondale with Colorado and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $36.
Median published overdraft fee
Carbondale
5 institutions with a branch here
$29
Colorado
52 institutions headquartered in Colorado
$30
U.S.
2,605 institutions in the index
$30
Carbondale covers every institution with a branch here, wherever it is headquartered. Colorado covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
5 institutions, 5 with a published overdraft fee.
Bank · based in Glenwood Springs, CO · 2 branches here
Account not yet known
“Our standard NSF paid item fee is $15.00”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Salt Lake City, UT · 1 branch here
Account not yet known
“Overdraft Fee - Paid Items | $29.00”
Bank · based in Denver, CO · 1 branch here
Account not yet known
“Overdraft Fee | $20.00 per transaction paid by the bank when there are non-sufficient funds within the account”
Largest banks by local bank deposits
Share of the $584 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Garfield County
Deposits and branches cover the City of Carbondale. Population and income cover Garfield County, the county with most of Carbondale's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Garfield County.
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