5 banks and credit unions have branches in Roanoke. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Compared with Alabama
Where a fee has enough institutions for a local median, the Roanoke median is within 10% of the Alabama median on all 1 fee.
Roanoke counts institutions with a branch here, wherever headquartered. Alabama counts institutions headquartered in the state.
Pick a fee to compare Roanoke with Alabama and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Four published overdraft fees: $22–$35.
Medians for reference: Alabama $30 · U.S. $30
Local median not shown; five institutions required.
5 institutions, 4 with a published overdraft fee.
Bank · based in Nashville, TN · 1 branch here
Account not yet known
“Overdraft Item Fee* - $35”
Bank · based in Talladega, AL · 1 branch here
Account not yet known
“Overdraft charge, per item paid … $22.00”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Credit union, membership rules apply · based in Tuscaloosa, AL · 1 branch here
Credit union, membership rules apply · based in Anniston, AL · 1 branch here
Account not yet known
“Paid NSF Fees | $30.00”
Largest banks by local bank deposits
Share of the $137 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Randolph County
Deposits and branches cover the City of Roanoke. Population and income cover Randolph County, the county with most of Roanoke's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Randolph County.
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