Check a Bank's Fees Against the Market

Bank · Richmond, IN

First Bank Richmond

Compared with Indiana medians

0 of 3

main fees above the median

1 below, 2 about the same

See the account terms All 6 fees

Its main fees against Indiana and the U.S.

Monthly MaintenanceBasic Fit Checking $2.95 · Modern Fit Checking $6.95 · Classic Fit Checking $8.95$2.95 to $8.95depending on accountIN median $6.98 (audience not stated, treated as personal)45 in INU.S. median $7 (audience not stated, treated as personal)1,900 in U.S.vs IN median About the sameCompared at $6.95, the middle of its prices

Compare local options in Richmond, IN

5 banks and credit unions with a branch in Richmond, IN list a lower monthly maintenance or overdraft fee than First Bank Richmond's lowest price.

Monthly Maintenancechecking

0 of 2 are lower

First Bank Richmond's lowest: $2.95, Basic Fit Checking

Every monthly maintenance fee in Richmond

Overdraft (OD)

5 of 9 are lower

Fee change alerts

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U.S.

Indiana banks and credit unions, 45 institutions: median $6.98 (audience not stated, treated as personal), middle 50% $5 to $10.

U.S. banks and credit unions, 1,900 institutions: median $7 (audience not stated, treated as personal), middle 50% $5 to $10.

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Overdraft (OD)$29$3062 in IN$302,600 in U.S.-$1

U.S.

Indiana banks and credit unions, 62 institutions: median $30 (audience not stated, treated as personal), middle 50% $28.25 to $33.

U.S. banks and credit unions, 2,600 institutions: median $30 (audience not stated, treated as personal), middle 50% $25 to $33.

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OD Protection Transfer$5$539 in IN$51,285 in U.S.About the same

U.S.

Indiana banks and credit unions, 39 institutions: median $5 (audience not stated, treated as personal), middle 50% $3 to $5.

U.S. banks and credit unions, 1,285 institutions: median $5 (audience not stated, treated as personal), middle 50% $2 to $5.

See the account terms Ways to avoid this fee

Source: First Bank Richmond's own published fee schedule, collected Oct 14, 2026. State medians count every bank and credit union headquartered in Indiana that publishes the fee, the group the Indiana page and this institution's profile use. U.S. medians count every U.S. bank and credit union that publishes it. A median needs at least 5 institutions. Medians as of Nov 5, 2026. Methodology

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First Bank Richmond

Its main fees against Indiana and the U.S.

Compare local options in Richmond, IN

Monthly Maintenancechecking

Overdraft (OD)

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