Fee schedule collected Mar 11, 2026 · Financials as of Q1 2026
Verified fees
47
Under review
0
Assets
$1.3B
Fee benchmark score
Not scored
Financials as of
Q1 2026
Headline fees vs. national median
Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.
Overdraft
$32
Fee Schedule
Verified fees power benchmarks; fees under review do not.
one time · Source
per item · per hour · Source
per month · single entity · Source
per month · single entity · Source
per month · Source
per month · no charge for e-statements · Source
per item · Per statement · Source
per day · Source
per item · applies to overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means · Source
per item · applies to overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means · Source
per item · Source
per item · Source
per item · Source
per item · Source
per item · Source
per item · 2% of transaction amount · Source
per item · Per item · Source
per item · Source
per item · Source
per item · Source
per item · Source
per item · Source
per month · includes 10 payments, then $0.75 per payment · Source
per month · Source
Swipe for source and notes →
| Fee | Amount | Basis | Note | Source |
|---|---|---|---|---|
Account MaintenanceVerified | ||||
| Account closed within 90 days of opening | $50 | one time | — | Source |
| Account research and reconciliation | $40 | per item | per hour | Source |
| Business Plus monthly fee | $10 | per month | single entity | Source |
| Commercial monthly fee | $20 | per month | single entity | Source |
| Dormant fees | $10 | per month | — | Source |
| Monthly paper statement fee | $3 | per month | no charge for e-statements | Source |
| Special order statement | $4 | per item | Per statement | Source |
Overdraft & NSFVerified | ||||
| Maximum overdraft/NSF fee | $384 | per day | — | Source |
| NSF (returned item) fee | $32 | per item | applies to overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means | Source |
| Overdraft (paid item) fee | ||||
ATM & CardVerified | ||||
| Non-Bank of the Pacific ATM inquiries | $2 | per item | — | Source |
| Non-Bank of the Pacific ATM transfers | $2 | per item | — | Source |
| Non-Bank of the Pacific ATM withdrawals | $2.50 | |||
Wire TransfersVerified | ||||
| Incoming wire transfer | $20 | per item | — | Source |
| Outgoing domestic wire transfer (branch) | $35 | per item | — | Source |
| Outgoing domestic wire transfer (online) | $20 | |||
Check ServicesVerified | ||||
| Cashier's checks | $7 | per item | — | Source |
| Image copy | $2 | per item | — | Source |
| Money orders | $5 | |||
Digital & ElectronicVerified | ||||
| ACH Debit/Credit item fee | $0.15 | per item | Per item | Source |
| ACH return/exception fee | $7.50 | per item | — | Source |
| ACH single payment fee | ||||
Cash & DepositVerified | ||||
| Cash advance fee | $10 | per item | — | Source |
| Coin counting | — | per item | $2 per $100, $2 minimum | Source |
| Deposit bag (zipped) | $7.50 | |||
Account ServicesVerified | ||||
| Non-Bank of the Pacific ATM inquiries | $2 | per item | — | Source |
| Notary | $0 | per item | FREE | Source |
| Notary service | $10 | |||
Other feesVerified | ||||
| Dormant fees | $10 | per month | — | Source |
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Every fee on this page benchmarked against a verified peer set, in a board-ready document.
Financial Context
Financials as of Q1 2026 · FDIC call report
Total assets
$1.3B
Total deposits
$1.1B
Service charge income
$329K
Fee income ratio
2.4%
Return on assets
1.02%
Branches
20
Service charge income by quarter
| $32 |
| per item |
| applies to overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means |
| Source |
| Overdraft transfer fee | $10 | per item | — | Source |
| per item |
| — |
| Source |
| Replacement card | $7.50 | per item | — | Source |
| VISA check card international service assessment | — | per item | 2% of transaction amount | Source |
| per item |
| — |
| Source |
| Outgoing international USD wire transfer (online) | $35 | per item | — | Source |
| Outgoing international wire transfer (branch) | $50 | per item | — | Source |
| per item |
| — |
| Source |
| On-us check cashing fee | $5 | per item | — | Source |
| Stop payment and renewals (branch) | $35 | per item | — | Source |
| Stop payment and renewals (online) | $27 | per item | — | Source |
| $2 |
| per item |
| — |
| Source |
| ACH single payment fee - same day | $5 | per item | — | Source |
| ACH tax payment fee | $3 | per item | — | Source |
| ACH tax payment fee - same day | $5 | per item | — | Source |
| Business Bill Pay fee | $6 | per month | includes 10 payments, then $0.75 per payment | Source |
| per item |
| — |
| Source |
| Drafts, checks and coupon collection | $20 | per item | Per collection | Source |
| Night depository | — | per item | FREE | Source |
| Return deposited item fee | $10 | per item | — | Source |
| per item |
| — |
| Source |