Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Linkage Federal Credit Union

Waco, TexasCredit UnionDallas Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Overdraft & NSFVerified

charge for each one-time debit overdraft.$27Within the typical range ($20–$30 nationally)

Knox deterministic extraction from Rosetta artifact #5195. canonical_hint=overdraft; text_hash=f67e34308e496cd481118da14864a339b3dbb8b8a2eda94eda0f8a8563d0bff9; excerpt="- $27.00 charge for each one-time debit overdraft." · Source

Nonsufficient funds fee of$27

$2 below the national median

Knox deterministic extraction from Rosetta artifact #5195. canonical_hint=nsf; text_hash=f67e34308e496cd481118da14864a339b3dbb8b8a2eda94eda0f8a8563d0bff9; excerpt="- Nonsufficient funds fee of $27.00 per submission/resubmission of an item." · Source

ATM & CardVerified

Replacement card fee of$15Above the typical range ($5–$10 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #5195. canonical_hint=card_replacement; text_hash=f67e34308e496cd481118da14864a339b3dbb8b8a2eda94eda0f8a8563d0bff9; excerpt="- Replacement card fee of $15.00 per card." · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Overdraft & NSFVerified
charge for each one-time debit overdraft.	$27Within the typical range ($20–$30 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #5195. canonical_hint=overdraft; text_hash=f67e34308e496cd481118da14864a339b3dbb8b8a2eda94eda0f8a8563d0bff9; excerpt="- $27.00 charge for each one-time debit overdraft."	Source
Nonsufficient funds fee of	$27Within the typical range ($25–$32 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #5195. canonical_hint=nsf; text_hash=f67e34308e496cd481118da14864a339b3dbb8b8a2eda94eda0f8a8563d0bff9; excerpt="- Nonsufficient funds fee of $27.00 per submission/resubmission of an item."	Source
ATM & CardVerified
Replacement card fee of	$15Above the typical range ($5–$10 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #5195. canonical_hint=card_replacement; text_hash=f67e34308e496cd481118da14864a339b3dbb8b8a2eda94eda0f8a8563d0bff9; excerpt="- Replacement card fee of $15.00 per card."	Source

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Verified fees

Under review

Assets

$18.2M

Status: Verified

3 verified fees so far. Once 5 are verified, this profile gets a national-median comparison and a free competitive report.

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$18.2M

Total deposits

$14.9M

Service charge income (year to date)

$82K

Fee income ratio

12.9%

Return on assets

0.07%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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