Under review

A fee schedule is on record for this institution and is being reviewed. Fees will appear here once review is complete.

Community credit union, under $300M

Msd Federal Credit Union

Louisville, KentuckyCredit UnionCleveland Fed districtFees collected Apr 22, 2026Financials Q2 2026

Website Published fee schedule

Under review

A fee schedule is on record for this institution and is being reviewed. Fees will appear here once review is complete.

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Published fees

Published fees power benchmarks; fees under review do not.

Overdraft & NSFUnder review

NSF ATM/POS Withdrawal Fee$30
per transaction · Source
NSF Return Fee

Other feesUnder review

Account Balancing (By Appt. Only) 20.00 Per Hour OTHER FEES: Membership Fee$10
Knox deterministic extraction from Rosetta artifact #1735. canonical_hint=account_research; text_hash=f118fb5d8cf034e2696870b26b7bac08889ffe75f118f2633bf1fae11f48a0f1; excerpt="• Account Balancing (By Appt. Only) 20.00 Per Hour OTHER FEES: • Membership Fee $10.00*" · Source
ATM Fee$5
per item · Per Pin Number · Source
DEFERRED PAYMENT FEE$20
Knox held for review (unclassified) from Rosetta artifact #1735. canonical_hint=none; text_hash=32e4a855d9351938b6a60a1b7bfc5220d15f16620a6449bd37c0a5f8e2b50c29; excerpt="DEFERRED PAYMENT FEE $20.00 Per Payment Deferred" · Source
Effective Date: 01/01/2026 SHARE DRAFT ACCOUNT FEES: NSF Return Fee$30
Knox deterministic extraction from Rosetta artifact #1735. canonical_hint=nsf; text_hash=f118fb5d8cf034e2696870b26b7bac08889ffe75f118f2633bf1fae11f48a0f1; excerpt="ACCOUNT FEE SCHEDULE Effective Date: 01/01/2026 SHARE DRAFT ACCOUNT FEES: • NSF Return Fee $30.00 Per Draft" · Source
Loan Application Fee$20
per item · Joint · Source
Membership Fee$10
Knox held for review (unclassified) from Rosetta artifact #1735. canonical_hint=none; text_hash=32e4a855d9351938b6a60a1b7bfc5220d15f16620a6449bd37c0a5f8e2b50c29; excerpt="• Membership Fee $10.00*" · Source
NSF ATM/POS Withdrawal Fee$30
per transaction · Knox deterministic extraction from Rosetta artifact #1735. canonical_hint=nsf; text_hash=32e4a855d9351938b6a60a1b7bfc5220d15f16620a6449bd37c0a5f8e2b50c29; excerpt="• NSF ATM/POS Withdrawal Fee $30.00 Per Withdrawal" · Source
NSF Return Fee$30
Knox deterministic extraction from Rosetta artifact #1735. canonical_hint=nsf; text_hash=32e4a855d9351938b6a60a1b7bfc5220d15f16620a6449bd37c0a5f8e2b50c29; excerpt="• NSF Return Fee $30.00 Per Draft" · Source
Overnight Mail Fee$22
per item · Source
POS Withdrawal Fee$30
per item · Per Withdrawal · Source
Return Mail Fee$5
per item · Per item · Source
Statement Facsimile Fee$1
per item · Per Page · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Overdraft & NSFUnder review
NSF ATM/POS Withdrawal Fee	$30	—	per transaction	—	Source
NSF Return Fee	$30	—	—	—	Source
Other feesUnder review
Account Balancing (By Appt. Only) 20.00 Per Hour OTHER FEES: Membership Fee	$10	—	—	Knox deterministic extraction from Rosetta artifact #1735. canonical_hint=account_research; text_hash=f118fb5d8cf034e2696870b26b7bac08889ffe75f118f2633bf1fae11f48a0f1; excerpt="• Account Balancing (By Appt. Only) 20.00 Per Hour OTHER FEES: • Membership Fee $10.00*"	Source
ATM Fee	$5	—	per item	Per Pin Number	Source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$7.8M

Total deposits

$6.8M

Service charge income (year to date)

$33K

Fee income ratio

13.3%

Return on assets

-3.32%

Msd Federal Credit Union

Published fees

Get an email when Msd Federal Credit Union's fees are verified

Size and fee revenue

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings