Fee schedule collected Feb 17, 2026 · Financials as of Q1 2026
Verified fees
22
Under review
0
Assets
$33.2M
Fee benchmark score
Not scored
Financials as of
Q1 2026
Headline fees vs. national median
Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.
Fee Schedule
Verified fees power benchmarks; fees under review do not.
per item · Per hour, $15.00 minimum · Source
per month · After 18 months inactive · Source
per item · Source
per item · Per page · Source
per item · Source
per item · If payable to other than accountholder · Source
per item · Personal and cashier's checks · Source
per item · Person to person · Source
per item · Source
per item · Source
per item · Through VISA · Source
Swipe for source and notes →
| Fee | Amount | Basis | Note | Source |
|---|---|---|---|---|
Account MaintenanceVerified | ||||
| Account Reconciliation | $20 | per item | Per hour, $15.00 minimum | Source |
| Dormant Account | $1 | per month | After 18 months inactive | Source |
| Official Copy of Statement | $5 | per item | — | Source |
| Printed Account History (Unofficial) | $1 | per item | Per page | Source |
Overdraft & NSFVerified | ||||
| Insufficient Funds/Returned Item/Negative Balance | $25 | per item | — | Source |
| POPMONEY Person to Person Send Money Next Day (Up to $249.99) | $0.60 | per item | — | Source |
| POPMONEY Returned Item Fee | ||||
ATM & CardVerified | ||||
| Foreign Card Used at Westar FCU ATM | $2 | per item | — | Source |
| Replacement of VISA Credit Card | $5 | per item | 1st replacement $5.00, 2nd $10.00, 3rd $20.00 | Source |
| VISA Debit Card PIN-Based Transactions (POS) | ||||
Wire TransfersVerified | ||||
| Outgoing National Wire | $20 | per item | — | Source |
Check ServicesVerified | ||||
| Cashier's Check | $2 | per item | If payable to other than accountholder | Source |
| Copy of Check | $5 | per item | Personal and cashier's checks | Source |
| POPMONEY Stop Payment | ||||
Digital & ElectronicVerified | ||||
| Account to Account Transfers to or from Other Institutions on Bill Payer | $2 | per item | Outbound transfers only | Source |
| Next Day Payments on Bill Payer | $14.95 | per item | Paper check payments only | Source |
Cash & DepositVerified | ||||
| VISA Credit Card Payment by Phone | $10 | per item | Through VISA | Source |
Lending FeesVerified | ||||
| Late Payment on Consumer Loan | $20 | per item | After 10-day courtesy period | Source |
| VISA Credit Card Late Payment | $25 | per item | — | Source |
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Every fee on this page benchmarked against a verified peer set, in a board-ready document.
Financial Context
Financials as of Q1 2026 · NCUA call report
Total assets
$33.2M
Total deposits
$29.7M
Service charge income (year to date)
$9K
Fee income ratio
2.5%
Return on assets
0.03%
Branches
1
| $20 |
| per item |
| Person to person |
| Source |
| $0.25 |
| per item |
| — |
| Source |
| VISA Debit Card Used at Foreign ATM | $1 | per item | 2 free per month | Source |
| $10 |
| per item |
| Person to person |
| Source |
| Stop Payment (Corporate Checks) | $20 | per item | — | Source |
| Stop Payment (Personal Checks & ACH Items) | $18 | per item | — | Source |