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Area Federal Credit Union Fees and Fee Schedule | Fee Insight

Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Area Federal Credit Union

Aberdeen, South DakotaCredit UnionMinneapolis Fed districtFees collected Oct 4, 2026Financials Q2 2026

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Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Check ServicesVerified

Temporary Checks$2Within the typical range ($1–$5 nationally)

At the national median

per item · Per pack of 4

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Check ServicesVerified
Temporary Checks	$2Within the typical range ($1–$5 nationally)	At the national median	per item	Per pack of 4	—

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Verified fees

Under review

Assets

$199.9M

Status: Verified

1 verified fee so far. Once 5 are verified, this profile gets a national-median comparison and a free competitive report.

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$199.9M

Total deposits

$165.1M

Service charge income (year to date)

$575K

Fee income ratio

9.9%

Return on assets

1.37%

Financial profile · Pro

Performance from regulator filings

Total assets

— —

Net income

— —

Return on assets

— —

Net charge-off rate

— —

Regulator

Primary regulator: NCUA

How we verify fees

Verified fees have cleared review and are used in Bank Fee Index benchmarks.Fees marked Under review are shown with their source for context, but stay out of benchmark scores until they clear.Financial figures come from public FDIC and NCUA call reports and are shown in whole dollars by Fee Insight.

·Methodology

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 57 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 6,925 verified fees from 1,557 institutions

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