Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Tel-U-Watt Federal Credit Union

Minot, North DakotaCredit UnionMinneapolis Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Overdraft & NSFVerified

Non Sufficient Funds (NSF) Fee –$35Above the typical range ($10–$30 nationally)

Knox deterministic extraction from Rosetta artifact #2118. canonical_hint=nsf; text_hash=a0fa78bd899f47ba69b6c1b82688dd473af883cadfee22d2ec9dfa51d4afcbae; excerpt="Non Sufficient Funds (NSF) Fee – $35" · Source

Lending FeesVerified

Late Payment Fee –$25Within the typical range ($15–$28.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2118. canonical_hint=late_payment; text_hash=a0fa78bd899f47ba69b6c1b82688dd473af883cadfee22d2ec9dfa51d4afcbae; excerpt="Late Payment Fee – $25" · Source
New Loan Origination Fee –$25Within the typical range ($20–$100 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2118. canonical_hint=loan_origination; text_hash=a0fa78bd899f47ba69b6c1b82688dd473af883cadfee22d2ec9dfa51d4afcbae; excerpt="New Loan Origination Fee – $25" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Overdraft & NSFVerified
Non Sufficient Funds (NSF) Fee –	$35Above the typical range ($10–$30 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #2118. canonical_hint=nsf; text_hash=a0fa78bd899f47ba69b6c1b82688dd473af883cadfee22d2ec9dfa51d4afcbae; excerpt="Non Sufficient Funds (NSF) Fee – $35"	Source
Lending FeesVerified
Late Payment Fee –	$25Within the typical range ($15–$28.50 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2118. canonical_hint=late_payment; text_hash=a0fa78bd899f47ba69b6c1b82688dd473af883cadfee22d2ec9dfa51d4afcbae; excerpt="Late Payment Fee – $25"	Source
New Loan Origination Fee –	$25

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Verified fees

Under review

Assets

$5.6M

Status: Verified

3 verified fees so far. Once 5 are verified, this profile gets a national-median comparison and a free competitive report.

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$5.6M

Total deposits

$5.1M

Service charge income (year to date)

$1K

Fee income ratio

0.90%

Return on assets

0.68%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 5,739 verified fees from 1,547 institutions

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