Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, under $300M

Lamont Bank of St. John

Saint John, WashingtonBankSan Francisco Fed districtFees collected Oct 7, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Overdraft & NSFVerified

Overdraft fee$15Below the typical range ($25–$33 nationally)

Nonsufficient funds$15

$15 below the national median$10 below the Washington median

Source

Check ServicesVerified

Money Orders to a third party, three or more per day$2Within the typical range ($1.50–$3 nationally)
At the national medianAt the Washington median
per day · Source
Stop payments$10Below the typical range ($20–$30 nationally)
$17.50 below the national median$15 below the Washington median
Source

Account ServicesVerified

Garnishments$25Below the typical range ($30–$87.50 nationally)
$25 below the national median$25 below the Washington median
Source

Other FeesVerified

Duplicate Statement Requests$15Above the typical range ($2–$5 nationally)
$12 above the national median$12 above the Washington median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Overdraft & NSFVerified
Overdraft fee	$15Below the typical range ($25–$33 nationally)	$15 below the national median$13 below the Washington median	per item	—	Source
Nonsufficient funds	$15Below the typical range ($25–$32 nationally)	$15 below the national median$10 below the Washington median	—	—	Source
Check ServicesVerified
Money Orders to a third party, three or more per day	$2Within the typical range ($1.50–$3 nationally)	At the national medianAt the Washington median	per day	—	Source
Stop payments	$10
Account ServicesVerified
Garnishments	$25Below the typical range ($30–$87.50 nationally)	$25 below the national median$25 below the Washington median	—	—	Source
Other FeesVerified
Duplicate Statement Requests	$15Above the typical range ($2–$5 nationally)	$12 above the national median$12 above the Washington median	—	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$15

Overdraft fee: $15

50% below the national median overdraft fee

6 verified fees collected

Headline fees published

3 of 15

Published fees

Under review

Assets

$51.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$51.1M

Total deposits

$49.7M

Service charge income

$1K

Fee income ratio

0.21%

Return on assets

0.04%

Branches

Service charge income by quarter

Q2 2026$1K

Q1 2026$1K

Q4 2025$2K

Q3 2025$2K

Financial profile · Pro

Performance from regulator filings

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