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Root River State Bank Fees and Fee Schedule | Fee Insight

Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, under $300M

Root River State Bank

Chatfield, MinnesotaBankMinneapolis Fed districtFinancials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

Overdraft & NSFVerified

Non-Sufficient Funds (NSF) Daily Maximum$120
per day · Source
Overdraft Daily Maximum

$120

per day · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Overdraft & NSFVerified
Non-Sufficient Funds (NSF) Daily Maximum	$120	—	per day	—	Source
Overdraft Daily Maximum	$120	—	per day	—	Source

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Verified fees

Under review

Assets

$86.8M

Status: Verified

2 verified fees so far. Once 5 are verified, this profile gets a national-median comparison and a free competitive report.

Send us the fee schedule Work here? Claim or validate

Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$86.8M

Total deposits

$80.4M

Service charge income

$18K

Fee income ratio

3.6%

Return on assets

0.28%

Branches

Service charge income by quarter

Q2 2026$18K

Q1 2026$16K

Q4 2025$18K

Q3 2025$18K

Financial profile · Pro

Performance from regulator filings

Total assets

— —

Net income

— —

Return on assets

— —

Net charge-off rate

— —

Regulator

Status: Closed or merged 2026-08-03

How we verify fees

Verified fees have cleared review and are used in Bank Fee Index benchmarks.Fees marked Under review are shown with their source for context, but stay out of benchmark scores until they clear.Financial figures come from public FDIC and NCUA call reports and are shown in whole dollars by Fee Insight.

·Methodology

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 6,925 verified fees from 1,557 institutions

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