Under review

A fee schedule is on record for this institution and is being reviewed. Fees will appear here once review is complete.

Community bank, under $300M

First State Bank Shannon-Polo

Shannon, IllinoisBankChicago Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Under review

A fee schedule is on record for this institution and is being reviewed. Fees will appear here once review is complete.

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Published fees

Published fees power benchmarks; fees under review do not.

Account MaintenanceUnder review

a service charge of$5
per month · Source
Minimum balance to avoid imposition of fees: A service charge of

Other feesUnder review

a service charge of$5
per month · Knox deterministic extraction from Rosetta artifact #12799. canonical_hint=monthly_maintenance; text_hash=b3bd8f7b3b6e3ff99a5389791b7ea4b49e59dd1fa76dfbe3653e53a37d87c207; excerpt="a service charge of $5.00 will be imposed each monthly statement cycle if the average daily balance for the monthly statement cycle falls below $2,500.00" · Source
Early Closure Fee: ALL ABOVE ACCOUNTS WILL BE SUBJECT TO A$50
Knox held for review (unclassified) from Rosetta artifact #12799. canonical_hint=none; text_hash=b3bd8f7b3b6e3ff99a5389791b7ea4b49e59dd1fa76dfbe3653e53a37d87c207; excerpt="*Early Closure Fee: ALL ABOVE ACCOUNTS WILL BE SUBJECT TO A $50.00 SERVICE CHARGE IF THE ACCOUNT IS CLOSED WITHIN 6 MONTHS OF ACCOUNT OPENING" · Source
Minimum balance to avoid imposition of fees$2,500
Knox held for review (unclassified) from Rosetta artifact #12799. canonical_hint=none; text_hash=b3bd8f7b3b6e3ff99a5389791b7ea4b49e59dd1fa76dfbe3653e53a37d87c207; excerpt="Minimum balance to avoid imposition of fees: $2,500.00" · Source
Minimum balance to avoid imposition of fees$100
Knox held for review (unclassified) from Rosetta artifact #12799. canonical_hint=none; text_hash=b3bd8f7b3b6e3ff99a5389791b7ea4b49e59dd1fa76dfbe3653e53a37d87c207; excerpt="Minimum balance to avoid imposition of fees: $100.00" · Source
Minimum balance to avoid imposition of fees: A service charge of$10
per month · Knox deterministic extraction from Rosetta artifact #12799. canonical_hint=monthly_maintenance; text_hash=b3bd8f7b3b6e3ff99a5389791b7ea4b49e59dd1fa76dfbe3653e53a37d87c207; excerpt="Minimum balance to avoid imposition of fees: A service charge of $10.00 will be assessed each monthly statement cycle if the combined balances in all of your deposit accounts fall " · Source
Minimum Balance to avoid impositions of fees: A service charge of$10
per month · Knox deterministic extraction from Rosetta artifact #12799. canonical_hint=monthly_maintenance; text_hash=b3bd8f7b3b6e3ff99a5389791b7ea4b49e59dd1fa76dfbe3653e53a37d87c207; excerpt="* Minimum Balance to avoid impositions of fees: A service charge of $10.00 will be assessed each monthly cycle if the combined balances in all of your deposit accounts fall below $" · Source
Monthly service charge$10
per month · Knox deterministic extraction from Rosetta artifact #12799. canonical_hint=monthly_maintenance; text_hash=b3bd8f7b3b6e3ff99a5389791b7ea4b49e59dd1fa76dfbe3653e53a37d87c207; excerpt="Monthly Service Charge | None | $10.00 service charge if the combined balance of all deposit accounts falls below $10,000* | $2.00 if average daily balance falls below $100 | None " · Source
Monthly service charge$2
per month · Knox deterministic extraction from Rosetta artifact #12799. canonical_hint=monthly_maintenance; text_hash=b3bd8f7b3b6e3ff99a5389791b7ea4b49e59dd1fa76dfbe3653e53a37d87c207; excerpt="a $2.00 service charge will apply each month if the average daily balance for the month falls below $100.00" · Source
Monthly Service Charge$0
per month · Knox read a free fee from Rosetta artifact #12799. canonical_hint=monthly_maintenance; text_hash=b3bd8f7b3b6e3ff99a5389791b7ea4b49e59dd1fa76dfbe3653e53a37d87c207; excerpt="Monthly Service Charge | None" · Source
Monthly Service Charge$5
per month · Average daily balance falls below $2,500 · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceUnder review
a service charge of	$5	—	per month	—	Source
Minimum balance to avoid imposition of fees: A service charge of	$10	—	per month	—	Source
Monthly service charge	$2	—	per month	—	Source
Monthly Service Charge	$0	—	per month	—	Source
Other feesUnder review
a service charge of	$5	—	per month	Knox deterministic extraction from Rosetta artifact #12799. canonical_hint=monthly_maintenance; text_hash=b3bd8f7b3b6e3ff99a5389791b7ea4b49e59dd1fa76dfbe3653e53a37d87c207; excerpt="a service charge of $5.00 will be imposed each monthly statement cycle if the average daily balance for the monthly statement cycle falls below $2,500.00"	Source
Early Closure Fee: ALL ABOVE ACCOUNTS WILL BE SUBJECT TO A	$50	—	—	Knox held for review (unclassified) from Rosetta artifact #12799. canonical_hint=none; text_hash=b3bd8f7b3b6e3ff99a5389791b7ea4b49e59dd1fa76dfbe3653e53a37d87c207; excerpt="*Early Closure Fee: ALL ABOVE ACCOUNTS WILL BE SUBJECT TO A $50.00 SERVICE CHARGE IF THE ACCOUNT IS CLOSED WITHIN 6 MONTHS OF ACCOUNT OPENING"

Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$190.5M

Total deposits

$167.1M

Service charge income

$28K

Fee income ratio

1.5%

Return on assets

0.58%

Branches

Service charge income by quarter

Q2 2026$28K

Q1 2026$20K

Q4 2025$22K

Q3 2025$25K

First State Bank Shannon-Polo

Published fees

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Size and fee revenue

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings