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Granite Bank Fees and Fee Schedule | Fee Insight

Under review

A fee schedule is on record for this institution and is being reviewed. Fees will appear here once review is complete.

Community bank, $300M to $1B

Granite Bank

Cold Spring, MinnesotaBankMinneapolis Fed districtFees collected Apr 6, 2026Financials Q2 2026

Website Published fee schedule

Under review

A fee schedule is on record for this institution and is being reviewed. Fees will appear here once review is complete.

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Published fees

Published fees power benchmarks; fees under review do not.

Account MaintenanceUnder review

No service fees$0
per month · Source

Other fees

Under review

No service fees$0
per month · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceUnder review
No service fees	$0	—	per month	—	Source
Other feesUnder review
No service fees	$0	—	per month	—	Source

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Headline fees published

0 of 15

Published fees

Under review

Assets

$353.2M

Status: Under review

No verified fees yet, so there is nothing to benchmark on this page.

Send us the fee schedule Work here? Claim or validate

Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$353.2M

Total deposits

$289.3M

Service charge income

$50K

Fee income ratio

0.29%

Return on assets

1.56%

Branches

Service charge income by quarter

Q2 2026$50K

Q1 2026$50K

Q4 2025$60K

Q3 2025$56K

Financial profile · Pro

Performance from regulator filings

Total assets

— —

Net income

— —

Return on assets

— —

Net charge-off rate

— —

Regulator

Primary regulator: FDIC
Chartered by: Minnesota Department of Commerce
Holding company: First Bancshares Cold Spring

How we verify fees

Verified fees have cleared review and are used in Bank Fee Index benchmarks.Fees marked Under review are shown with their source for context, but stay out of benchmark scores until they clear.Financial figures come from public FDIC and NCUA call reports and are shown in whole dollars by Fee Insight.

·Methodology

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 39,447 published fee entries from 2,745 institutions

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