Financials as of Q1 2026
Verified fees
38
Under review
0
Assets
$405.1M
Fee benchmark score
Not scored
Financials as of
Q1 2026
Headline fees vs. national median
Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.
Overdraft
$1
Fee Schedule
Verified fees power benchmarks; fees under review do not.
varies · per hour · Source
per month · Source
one time · accounts closed within 6 months of opening · Source
one time · Source
per item · Source
per year · Source
one time · Source
per month · Source
per month · eVue Statements discount: $2.00 · Source
per month · Source
per month · Source
per month · Source
per quarter · Source
per quarter · eVue Statements discount: $2.00 · Source
per item · Source
per item · Source
per day · Source
per item · maximum of 6 per day · Source
per item · Source
per item · Source
per item · Source
per item · Source
per item · Source
per item · Source
per item · per page · Source
per item · 3 for $1.00 · Source
per item · Source
per item · Source
Swipe for source and notes →
| Fee | Amount | Basis | Note | Source |
|---|---|---|---|---|
Account MaintenanceVerified | ||||
| Balancing and research | $25 | varies | per hour | Source |
| Christmas Club Service charge | $0 | per month | — | Source |
| Early Closure Fee | $10 | one time | accounts closed within 6 months of opening | Source |
| Escheatment Fee (Dormant Accounts) | $2 | one time | — | Source |
| Excess activity fee (Regular Savings, minimum daily balance below $500, after 3rd withdrawal in quarter) | $2 | per item | — | Source |
| Night Deposit Annual Fee | $0 | per year | — | Source |
| Retirement Account Closing Fee | $25 | one time | — | Source |
| Service charge (Money Market Savings, minimum daily balance $2,500) | $0 | per month | — | Source |
| Service charge (Money Market Savings, minimum daily balance below $2,500) | $10 | per month | eVue Statements discount: $2.00 | Source |
| Service charge (NOW Account, minimum daily balance $1,000) | $0 | per month | — | Source |
| Service charge (NOW Account, minimum daily balance below $1,000) | $10 | per month | — | Source |
| Service charge (Regular Checking, minimum daily balance below $500 and average available balance below $1,500) | $7 | per month | — | Source |
| Service charge (Regular Savings, minimum daily balance $500) | $0 | per quarter | — | Source |
| Service charge (Regular Savings, minimum daily balance below $500) | $5 | per quarter | eVue Statements discount: $2.00 | Source |
| Statement copy | $5 | per item | — | Source |
Overdraft & NSFVerified | ||||
| ATM withdrawal (exceeding four per month at non-CBSM ATMs) | $1 | per item | — | Source |
| Insufficient Funds Daily Cap | $198 | per day | — | Source |
| Insufficient Funds Fee (check, in-person withdrawal, debit card, electronic transaction) | ||||
ATM & CardVerified | ||||
| Debit card replacement | $10 | per item | — | Source |
Wire TransfersVerified | ||||
| Wire Transfer - Domestic Incoming | $10 | per item | — | Source |
| Wire Transfer - Domestic Outgoing | $25 | per item | plus payee bank charges | Source |
| Wire Transfer - International Incoming | ||||
Check ServicesVerified | ||||
| Cashier's Checks (Customers) | $8 | per item | — | Source |
| Cashier's Checks (Non-customer) | $10 | per item | — | Source |
| Check Cashing (Customer, limited to collected funds items) | ||||
Digital & ElectronicVerified | ||||
| ACH Origination | $20 | per month | per statement cycle | Source |
| Telephone Transfer | $5 | per item | — | Source |
Cash & DepositVerified | ||||
| Collection Items - Single item or item with documents | $25 | per item | plus payee bank charges | Source |
| Returned deposited item | $18 | per item | — | Source |
Account ServicesVerified | ||||
| Legal Processing Fee | $100 | per item | when Bank is served a notice of levy, attachment or similar legal process | Source |
| Safe Deposit Box Extra Key | $20 | per item | — | Source |
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Every fee on this page benchmarked against a verified peer set, in a board-ready document.
Financial Context
Financials as of Q1 2026 · FDIC call report
Total assets
$405.1M
Total deposits
$357.1M
Service charge income
$87K
Fee income ratio
1.9%
Return on assets
1.01%
Branches
2
Service charge income by quarter
| $33 |
| per item |
| maximum of 6 per day |
| Source |
| Seedling Account Excess activity fee (after 3rd withdrawal in quarter) | $2 | per item | — | Source |
| $10 |
| per item |
| — |
| Source |
| Wire Transfer - International Outgoing | $40 | per item | plus payee bank charges | Source |
| $0 |
| per item |
| — |
| Source |
| Check Cashing (Non-customer with proper ID) | $5 | per item | — | Source |
| Copy of check(s) | $3 | per item | per page | Source |
| Counter Checks | $0.33 | per item | 3 for $1.00 | Source |
| Foreign check/draft deposited | $10 | per item | — | Source |
| Stop Payment charge | $30 | per item | — | Source |