Under review

A fee schedule is on record for this institution and is being reviewed. Fees will appear here once review is complete.

Regional bank, $10B to $50B

Optum Bank, Inc.

Draper, UtahBankSan Francisco Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Under review

A fee schedule is on record for this institution and is being reviewed. Fees will appear here once review is complete.

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Published fees

Published fees power benchmarks; fees under review do not.

Account MaintenanceUnder review

Monthly maintenance fee$3
per month · Source
Printed statement fee

ATM & CardUnder review

ATM transaction$2.50
per item · Source
ATM transaction fee$2.50
per transaction · Source
per ATM transaction. In addition to our fee, the bank/ATM you use to withdraw funds may charge you their own fee$2.50
Source
per ATM transaction. In addition to our fee, the bank/ATM you use to withdraw funds may charge you their own fee.$2.50
Source

Other feesUnder review

ATM transaction fee$2.50
per transaction · Knox paid extraction (claude-sonnet-5-5) from Rosetta artifact #2193. canonical_hint=atm_non_network; text_hash=f8693c5eb248866e4003c5f5617485c04a719f839fa5a449e532d8fd545f8430; excerpt="$2.50* per ATM transaction. In addition to our fee, the bank/ATM you use to withdraw funds may charge you their own fee." · Source
Balance in your HSA must remain at or exceed$0
Knox held for review (range) from Rosetta artifact #2193. canonical_hint=none; text_hash=f8693c5eb248866e4003c5f5617485c04a719f839fa5a449e532d8fd545f8430; excerpt="$0.00 - $3.00 | $500.00 - $2000.00 – The balance in your HSA must remain at or exceed" · Source
Middle 80% up to < 120%$81,761
Knox held for review (range) from Rosetta artifact #2193. canonical_hint=none; text_hash=f8693c5eb248866e4003c5f5617485c04a719f839fa5a449e532d8fd545f8430; excerpt="Middle 80% up to < 120% $81,761 to $122,640" · Source
Moderate 50% up to < 80%$51,101
Knox held for review (range) from Rosetta artifact #2193. canonical_hint=none; text_hash=f8693c5eb248866e4003c5f5617485c04a719f839fa5a449e532d8fd545f8430; excerpt="Moderate 50% up to < 80% $51,101 to $81,760" · Source
Monthly maintenance fee$0
per month · Knox held for review (range) from Rosetta artifact #2193. canonical_hint=monthly_maintenance; text_hash=f8693c5eb248866e4003c5f5617485c04a719f839fa5a449e532d8fd545f8430; excerpt="Monthly maintenance fee / $0.00 - $3.00" · Source
Online statement delivery$0
Source
per ATM transaction. In addition to our fee, the bank/ATM you use to withdraw funds may charge you their own fee$2.50
Knox deterministic extraction from Rosetta artifact #2193. canonical_hint=atm_non_network; text_hash=f8693c5eb248866e4003c5f5617485c04a719f839fa5a449e532d8fd545f8430; calibrated_confidence=0.68; excerpt="$2.50* per ATM transaction. In addition to our fee, the bank/ATM you use to withdraw funds may charge you their own fee." · Source
Printed statement fee$1.50
per item · Knox paid extraction (claude-sonnet-5-5) from Rosetta artifact #2193. canonical_hint=paper_statement; text_hash=f8693c5eb248866e4003c5f5617485c04a719f839fa5a449e532d8fd545f8430; excerpt="$1.50 printed statement fee. If you do not choose online delivery for your account statements, we may charge this fee for every" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceUnder review
Monthly maintenance fee	$3	—	per month	—	Source
Printed statement fee	$1.50	—	per item	—	Source
printed statement fee. If you do not choose online delivery for your account statements, we may charge this fee for ever	$1.50	—	—	—	Source
Overdraft & NSFUnder review
outbound transfer or rollover to another HSA custodian	$20	—	per item	—	Source
ATM & CardUnder review
ATM transaction	$2.50	—	per item	—	Source
ATM transaction fee	$2.50	—	per transaction	—	Source
Other feesUnder review
ATM transaction fee	$2.50	—	per transaction	Knox paid extraction (claude-sonnet-5-5) from Rosetta artifact #2193. canonical_hint=atm_non_network; text_hash=f8693c5eb248866e4003c5f5617485c04a719f839fa5a449e532d8fd545f8430; excerpt="$2.50* per ATM transaction. In addition to our fee, the bank/ATM you use to withdraw funds may charge you their own fee."	Source
Balance in your HSA must remain at or exceed	$0	—	—	Knox held for review (range) from Rosetta artifact #2193. canonical_hint=none; text_hash=f8693c5eb248866e4003c5f5617485c04a719f839fa5a449e532d8fd545f8430; excerpt="$0.00 - $3.00 \| $500.00 - $2000.00 – The balance in your HSA must remain at or exceed"

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Headline fees published

0 of 15

Published fees

Under review

Assets

$21.4B

Status: Under review

No verified fees yet, so there is nothing to benchmark on this page.

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$21.4B

Total deposits

$16.5B

Service charge income

$23.0M

Fee income ratio

8.7%

Return on assets

2.19%

Branches

Service charge income by quarter

Q2 2026$23.0M

Q1 2026$23.0M

Q4 2025$22.0M

Q3 2025$22.0M

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 66,435 published fee entries from 3,614 institutions

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